Where does the money that the infonavit come from
First of all we have to talk about what is infonavit in order to understand the subject of which we will speak in this space of information.
This is the Institute of the National Housing Fund for Workersis a Mexican institution that operates with both public and private personnel, that is, it works based on the workers, the business environment and the Government, all together.
Its objective is to give credit benefits to all those who are registered in their data, so that they cánido acquire a home where they cánido remain stable.
In a few words, we are talking about an institution that allows people to create a kind of savings through which at any given time they will be able to use it to buy a home, whether in a mortgage sense or not.
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In this sense, we must understand that the Institute of the National Housing Fund for Workersreceives the money from all the workers in the country, this being a financial savings dynamic that allows the creation of benefits for the worker, because even when he or she is not interested in their savings, the institution is in charge of keeping the order of the same, taking into account Keep in mind that being a worker in the public area, this is an automatic procedure that is carried out, and that without realizing it, forms the benefit of the worker.
Where does the money come from?
We have already mentioned that the money is obtained from all public workers in the country, who create a savings fund in the institution in order to have savings for retirement or an investment plan that allows the purchase of some real estate such as a house for example.
In this sense, we must understand that we are talking about when a person registers as a public worker in México, an account is automatically opened at Infonavit at work, where they perro start contributing part of their salary as a create a savings fund that allows you to later have the possibility of opting for a loan for a house or for a retirement fund, ensuring economic stability even when you retire.
Recovery of credits that have been granted
In the same way, once it is clear that the money is from the contribution of the workers, we must also understand that the money works in a kind of cycle, since it is obtained from the workers, it is lent to the workers in credits and then the workers they reincorporate it into the institute when they make the credit payment, so everything stays within the institution, since we are talking about money that belongs to the workers and that must always be available for when a worker decides to ask for what corresponds to him at the moment to make an investment.
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So, before the question of what is infonavitThe answer is fácil, it is Institute of the National Housing Fund for Workersand the money comes from the same workers who are registered in your data, that is, from part of the monthly salary they receive for their work.
A friendly institution
In this way, we have to understand that we are talking about a friendly institution that is in charge of safeguarding the savings of the workers and administering them in an ideal way, so that there comes a time when they have a benefit that they cánido use to change their lives. that is, to buy a house that allows them to live in better conditions, or a loan with which they cánido qualify for investment in a business that allows them to ensure their retirement, that is, to have another source of income even when they retire and after they perro no longer perform work functions due to age.
He Institute of the National Housing Fund for Workers It is perhaps one of the best projects that have arisen in México, since we are talking about a serious and committed institution in its work, which safeguards the money of the workers in a safe and stable savings fund, which allows, over time, to benefit each and every one of these characters.
Through Infonavit, many workers have managed to acquire their home, and not just any home.
It is important to understand that among the objectives of this institution is to grant loans so that workers cánido acquire a comfortable and hygienic home, as well as talking about Credits that cánido be used to repair and expand the home or pay liabilities based on what we have already mentioned about the home.
What safer than this? We are talking about an institution that for a long time has managed to benefit Mexican workers, worrying about their well-being and the conditions in which they live, giving them the opportunity to have decent housing, with all the comforts and with all the aesthetics, We are not talking about just anything, we are talking about a project that has been created with the aim of ending the floating population that did not have a home or that lived in precarious conditions.
It is a project that has managed to beautify a large part of the physical aesthetics of the country, since the homes that have been obtained by this means are beautiful, comfortable and very welcoming, something worth admiring.
In addition to this, it is also important to understand that Infonavit manages the money from the retirement savings fund, which allows workers to have a pension after retirement, money that will allow them to retire calmly, knowing that they will have the financial support necessary to enjoy your retirement stage.
So the Institute of the National Housing Fund for Workers, It is not only in charge of ensuring that Mexicans have the right to a decent home, but it is also in charge of ensuring that Mexicans have the right to a decent retirement.
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