The best neobanks without commission

The best neobanks without commission

It is evident that when it comes to saving or investing our money, commissions are one of the most important things that make us escoge between one platform or another. This is why in recent times the figure of the neobankswhich make life much easier in this sense.

These new platforms offer the same services as traditional banks and brokers, focusing mainly on the new generations, so their use is mainly focused on investments through a mobile device, which allows opening and closing operations more fast and efficient wherever you are.

Below we are going to review some of the best neobanks today, with all their functions so that you perro start operating in them in a matter of minutes, and some of them offer quite attractive conditions or promotions for new users.

Why use a neobank

The main reasons to use a neobank are among others the easy-to-use and friendly interfaz, greater mobile accessibility, low or free rates, greater security, additional functionalities, better interest rates on savings accounts and financial products.

In addition, neobanks usually offer greater transparency and flexibility in managing your finances, allowing you to monitor and control your expenses more efficiently. They cánido also provide a more personalized banking experience tailored to your individual needs.

The best neobanks of the moment

Now we are going to review what in my opinion are the best neobanks today, sites that you will only have to download and install on your mobile so that you cánido follow your savings and investments wherever you go.


It is a neobank without commissions or conditions that offers a checking account with 2% APR for the first year. It also has a wide variety of financial products that are easy to use and with the best conditions in terms of commissions that you cánido find.


MyInvestor is a Spanish neobank that offers you a remunerative account at 2% APR. It has a large number of financial products such as Hurto Advisor, Index Funds, pension plans, etcétera. It offers the lowest commissions in the market. Opening the account is totally free.

It offers an intuitive and accessible investment experience for all levels of investors, with tools and resources to help make informed decisions about their investments. In addition, Myinvestor offers high-quality security to protect its users’ assets and exceptional customer support to answer any questions or concerns.

Trade Republic

We are facing one of the most important neobrokers in Europe, which has recently landed in Spain. It will allow us to invest in ETFs and shares of the largest companies in the world in a fairly fácil way.

recently added a remuneration of 2% APR of all our uninvested funds on the platform forever, with no future conditions or changes.


Trade Republic is an expanding German broker that allows us to trade shares and ETFs easily from its mobile application. Offers a plus of up to €200 on a free share by opening an account with them and making your first investment.

It should be noted that it offers a plus for new users of up to 200 euros in one action, for this you will have to register and install the application and make a first deposit. The plus currently only works for users of Spain.


N26 is a German fintech that offers en línea banking services through a mobile aplicación. With N26, users perro open a bank account en línea in just 8 minutes, without the need to visit a bank branch. The N26 account is totally free and allows you to make transfers, payments and manage credit and debit cards.

It also offers a wide range of additional services such as travel insurance, purchase protection insurance and investment tools. With its focus on simplicity and technology, N26 is revolutionizing traditional banking and providing its users with a simpler and more convenient banking experience.


N26 is a European neobank headquartered in Berlin, Germany. It offers a wide range of banking services through its mobile application, including checking accounts, debit and credit cards, international transfers and savings.

It stands out for its intuitive usuario interfaz, low fees and global accessibility. The company is focused on providing a simpler and more efficient banking experience for its customers.

Advantages and disadvantages

Sometimes we like to weigh the pros and cons of a certain business to see if it fits our risk parameters, sometimes it cánido undoubtedly help us escoge, but it is not always fair, since what cánido be important to me, for you who are reading this article, it may not be so important.

Advantages Disadvantages
Lower or even free rates Not available in many countries
Easy to use They may have technical problems
additional functionalities No physical branches

As you will have observed, they differ from traditional banks in that they do not have physical branches and they operate mainly through the network. This allows them to offer lower fees, an easier usuario experience, and greater accessibility to their en línea services.

Although they are still evolving and do not have the same amount of resources, services and security as traditional banks, it is clear that everything is evolving so that in the near future they will replace them.

Opinions about neobanks

Neobanks are also innovating in terms of financial products and additional services, such as insurance, investment, and wealth management. This allows them to offer a more integrated and personalized banking experience for their customers.

However, it is important to note that some neobanks may be regulated differently than traditional banks and may not be backed by the same type of deposit insurance. Therefore, it is important to carefully research the regulation and endorsement of any neobank before opening an account with them.

They cánido be an attractive option for those looking for an easier, more accessible, and more affordable banking experience. However, it is important to carefully consider all the factors before making a decision and choosing the neobank that best suits your needs and preferences.

We hope you liked our article The best neobanks without commission
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 The best neobanks without commission
  The best neobanks without commission
  The best neobanks without commission

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