The best credit cards for traveling
There are few things as seductive as the promise of free travel to exotic destinations.
Banks know this, and have long offered travel rewards to customers for using their credit cards.
In turn, savvy credit card users maximize their rewards to travel in comfort and style well beyond their means.
I was recently explaining this to a European executive sitting next to me in business class on the Lufthansa Airbus A380 on his way home from a vacation in Italy.
I told him there was no way my family and I could have paid for the three $7,000 tiques for this flight.
But thanks to my travel rewards credit cards, my trip was almost free after some taxes and fees.
Thanks to careful selection and the use of rewards, these types of trips have become an annual event for my family.
How to Choose the Best Travel Rewards Credit Cards
It would be nice to choose the best travel rewards cards on a purely empirical basis, just as you would choose a card with the lowest interest rate.
Unfortunately, each travel rewards card offers a unique combination of benefits and drawbacks, and there’s rarely a card that’s a perfect fit for everyone’s travel aspirations.
I have read thousands of blog and forum posts, written hundreds of credit card reviews, and personally owned dozens of different travel loyalty cards over the last twenty years.
In the end, I judge these cards based on three criteria:
- Worth: The return in cents per dollar spent
- Flexibility: The cards that offer the most redemption opportunities: no blackout dates, with various partners, etcétera.
- Costs and fees: Whether the fees are justified by your rewards and benefits
Of all the travel rewards cards on offer today, I find these to be the most rewarding.
American Express® Gold Card
The American Express® Gold Card offers high points for several categories.
Earn 4x Membership Rewards® Points at restoranes (agregado US takeout and delivery), and US supermarkets (on purchases up to $25,000 per calendar year, then 1x), 3x points on flights booked directly with airlines or at amextravel.com.
There are no commissions charged for transactions abroad.
The annual fee is $250.
Conditions apply.
See fees and commissions.
You cánido also get up to $120 ($10 each month) in Uber Cash each year by using your Gold card for Uber Eats or Uber Rides in the US.
Terms apply.
welcome offer: Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
Clic here to learn more and apply for the American Express® Gold Card today.
Bank of America Travel Rewards Credit Card
The Bank of America® Travel Rewards Credit Card offers 1.5 points for every dollar spent on every purchase, with no limit to how many points you cánido earn and no expiration date on points.
Points perro be redeemed as statement credit to pay for travel or lugar de comidas purchases, such as flights, hotel stays, car rentals and vacations, baggage fees, and also at restoranes, including takeout.
This card does not have an annual fee or commissions for transactions abroad.
Internet Plus Offer: Earn 25,000 plus points en línea if you make at least $1,000 in purchases in the first 90 days of account opening, which cánido be a $250 statement credit toward travel purchases.
Clic here to learn more and apply for the Bank of America® Travel Rewards Credit Card today.
Hilton Honors American Express Card
If you are a seguidor of Hilton hotels, the Hilton Honors American Card Express will reward you for your loyalty.
This is the no annual fee option, offering 7x plus Hilton Honors Points for every dollar of eligible purchases charged directly to a hotel or complejo turístico within the Hilton portfolio.
Also earn 5 times points at restoranes, supermarkets and gas stations in the United States.
The rest of the purchases accumulate 3 points.
Enjoy international travel with no foreign transaction fees.
Also get complimentary Hilton Honors Silver status with your card, with the opportunity to upgrade to Gold status by spending $20,000 in a calendar year.
No annual fee.
Conditions apply.
See fees and commissions.
Welcome offer: Earn 100,000 plus Hilton Honors points after you spend $2,000 on card purchases in the first 6 months of card membership.
Offer ends 04/05/2023.
Clic here to learn more and apply for the Hilton Honors American Express Card today.
Delta SkyMiles® Blue American Express Card
For lovers of Delta flights, the Delta SkyMiles® Blue American Card Express offers double miles on purchases at Delta and restoranes around the world.
Also receive a 20% discount (as a statement credit) on eligible Delta food, beverage and headset purchases during the flight.
No annual fee.
Conditions apply.
See fees and commissions.
welcome offer: Earn 10,000 plus miles after you spend $1,000 on purchases with your new card in the first 6 months.
Clic here to learn more and apply for the Delta SkyMiles® Blue American Express Card today.
To end
No discussion of rewards credit cards is complete without the caveat that these products are only better for those who always pay their cómputos in full and never incur interest.
All others must use the card with the lowest APR.
That being said, if you pay off your cómputo every month, and you love to travel, then you have a lot to gain by applying for and using one of these best travel rewards cards.
Join me in the exciting world of regular free riders.
To consult the rates and commissions of the American Express® Gold Card, clic here.
To see the rates and commissions of the Hilton Honors American Express card, clic here.
To consult the rates and commissions of the Delta SkyMiles® Blue American Express card, clic here.
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