PayPal » What is it and how does it work? System of

PayPal » What is it and how does it work? System of

PayPal is a United States company that offers an en línea payment system that allows the transfer of money between users.

He PayPal payment system It cánido be viewed as an electronic payment processor that allows you to send and receive payments over the Internet.

It is known for being the most important en línea payment processor in the world.

Paypal is a company founded in 1998and it has been characterized as an en línea payment system widely used to make purchases over the Internet, pay for various services and be the most widely used en línea payment method on the Internet.

The Paypal payment system has its headquarters in San José (California, United States), its main center of operations is in Omaha (Nebraska, United States) and its center of operations for the European Union is in Dublin (Ireland).

PayPal Basics

platform management PayPal has been operating since 1998.

Languages Many languages, but perro be translated with Google plus Google chrome translator.

accepted countries All countries in the world cánido use this payment system.

Activity En línea payment system.

Registration and first steps in PayPal

For Sign in to this payment processor it is necessary to start with registration, and then make the main settings.

These sections are presented below:


Registration with PayPal is free and fácil, and you cánido do it by clicking here.

When entering you must go to the “Sign Up” section, choose the type of account you are going to have (personal or business), continue with the steps depending on the type of account and finally register.

After registration you will be sent a confirmation dirección de correo electrónico to your dirección de correo electrónico, which you must use to verify your PayPal account.

With this your account will be fully registered and validated.

Registration Form

You perro register in the PayPal payment processor from the following backlink: Go to PayPal.

First steps

After registration it is necessary to perform the main settings of your account, and for this in your account you must entrar the configuration part.

In this section you will have the sections “Account”, “Security”, “Payments”, “Notifications” and “Tools for sellers”.

Account: Here you cánido editar your profile data, editar postal address, editar correo electrónico, editar phone, work with account options, you cánido close your account, even upgrade to another type of account.

Security: From this option you perro work with the security of your account.

Specifically, you perro change your password, ask security questions, add a PIN, add two-aspecto authentication, among other security options.

Payments: Here you perro manage your automatic payments and your preferred payment method.

Automatic payments refer to payments that you make periodically, while the form of payment is to indicate mainly what you are going to use your account for.

Notifications: By using this option you perro make various configurations related to notifications.

Seller Tools: With this option you will have at your disposal tools so that sellers have greater facilities in terms of payments.

How does PayPal work?

PayPal is a en línea payment system that allows to carry out different types of transactions with respect to Internet payments.

The PayPal payment system perro allow you send and receive payments from anywhere in the world with really low commissions.

With the PayPal payment system you perro withdraw cómputo of your accountsend payments to other users, receive payments from other users, make purchases en línea, add bank accounts and bank cards, and even automate payments.

After registering and configuring your account you only have to start sending and receiving payments, where you cánido withdraw your money in different ways.

Before starting to operate within the platform from trying to improve security from your account to avoid future losses.

One of the wonders of PayPal is that it has a dispute system, which is used to return payments that have been the subject of some type of scam.

From the “Summary” section you perro see the cómputo of your accountyou will be able to transfer money, see the history, associate cards, among other options.

Operations in the PayPal payment system

He PayPal payment system It allows you to carry out a equipo of operations designed to work with the transactions that cánido be carried out in this payment system.

From the “Summary” section you will have access to your cómputo and various operations that you perro carry out.

The operations that perro be worked with in PayPal will be presented below:

Receive or request payments

You perro receive or request payments coming from other people.

As for receiving payments, you will not have to do anything, since it is the responsibility of the people to make the payments.

In addition you perro request payments from other people or PayPal userswhere this request will reach the correo electrónico of the person to make the payment.

For request a payment to anyone (whether a PayPal usuario or not) you must entrar the “Send and request/Request” section, where you will have to entrar the correo electrónico of the person to whom you are going to request the payment and then follow the steps to make the request .

When you do the payment request, then an dirección de correo electrónico of that request will be sent to the other person to make the payment that you have requested.

You perro see the history of these transactions in the “Movements” section.

send payments

You will have the possibility of send payments to other PayPal users.

In order to send payments to other users, you must have a cómputo or have a bank card associated with it that has a cómputo.

For send you payments to other users you must entrar the “Send and request/Send” section, where you must entrar the correo electrónico of the usuario to whom you are going to send the payment and follow the indicated steps.

You cánido see the history of these transactions in the “Movements” section.

Associate card or bank account

PayPal allows you associate your account with bank accounts and bank cards.

This association will allow you to make purchases en línea through PayPal using your bank card, and with your PayPal account you cánido send your funds to your bank account.

You perro associate all the accounts and cards you want.

For this you must entrar the section “Briefcase”, where you perro make the association and you will have the list of associations that you have made.

You just have to choose the association you want to make and follow the steps.

you perro use your associated cards to make purchases en línea using your PayPal account.

You will have the possibility to send your PayPal cómputo to your associated bank account.

transfer cómputo

You will have the possibility of transfer your cómputo to any of the bank accounts you have associated.

To transfer cómputo you must entrar the “Wallet/Transfer funds” section and follow the steps to transfer your money to your bank account.

see movements

All the movements or transactions you make using your PayPal account, you cánido see them from the “Movements” section.

This is a good option to view past transactions and follow up on them.

Manage automatic payments

You perro manage automatic payments, that is, payments that you do not have to make manually.

To achieve this you must entrar the configuration section, go to the option “Payments / Manage automatic payments”, where you perro manage them.

Fees and commissions in PayPal

For each movement madePayPal charges a commission of between 1.9% and 3.4% + 0.35 EUR to the recipient of the money.

PayPal receives money for applying the currency conversion (formed by a fee according to “forex market conditions” which is between 2.5% and 4%).

Although when paying in a currency other than the main onePayPal allows the currency exchange to be provided by the credit card institution.

In summary, PayPal charges for the concepts of:

  • Commission charge to the seller for using PayPal as a collection system.

PayPal does not charge for the concepts of:

  • make a pay to another person or company.
  • Load money into your PayPal account.
  • Open different accounts in different currencies as long as it is within PayPal.

PayPal Security

keep the security of your information when buying and selling en línea is very essential.

Whether it’s on a web page, in an aplicación or paying an invoice, PayPal allows you to keep your transactions safe.

Safety for buyers

All eligible purchases with PayPal are covered by Buyer Protection for up to 180 days.

If you don’t receive your purchase, then the company helps you get a refund.

To buy with the PayPal payment system you only need your correo electrónico and password.

You must protect your financial information and forget to entrar your financial data every time you go to pay.

PayPal has a data encryption that keeps transactions protected from the beginning to the end and all transactions are monitored to prevent fraud and unauthorized transactions.

Security for sellers

The sales made With PayPal they have Seller Protection.

In this way, PayPal helps protect your business from loss.

PayPal protects your en línea salesminimizes claims and chargebacks, and helps prevent any fraud.

Security advice

  • You must recognize en línea fraud.
  • Equipo your password and PIN of security.
  • Try to prevent identity theft.
  • Learn to avoid and report.


PayPal is the en línea payment system most used in the world, which means that there are many people who know it.

With PayPal you cánido make en línea shoppingsend payments, receive payments, transfer your money to a bank account and even use the dispute system that the company offers.

It is important to note that PayPal is a legally registered company, and which has also become habitual throughout the Internet.

The company own many rulesso it is important to know and follow them to prevent our account from being blocked.

Today it is important that people have their PayPal account, since the en línea payments are being used more and more.

Traditional payment methods are less and less used.

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final words

So we perro confidently say: The Lord is my helper; I will not fear what man perro do to me.

Hebrews 13:6.

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