How to collect a nominal check?
Currently, one of the least common forms of payment are checks, however, this does not orinan that they are not used. Among the many types of existing checks, one of the most used is the nominative stub.
If you want to know how to collect a registered check, I invite you to read the following article, which explains in detail how to do it.
Who cánido cash a personal check?
The nominative check is characterized by expressly placing the name of the person who must collect it and having crossed out the words “to the order of” and “or to the bearer”.
Only the person whose name appears on said stub You must go to the bank to claim the money. However, there is the possibility of endorsing it, as long as the check has room to carry out such action.
How to collect a nominative check from another person?
If a person has given you a personal check that is in their name for you to cash, what they must do is endorse it. This step cánido be carried out in the event that the check has the clause “to the order of” available.
The original payee of the check I sent you the pay stub through an endorsement, where you only have to sign on the back of it. But, if the words “to the order of” are crossed out, it is impossible to carry out said process.
At the time of collecting the document, you may have to pay a commission to the bank for said operation, this will depend on the place where you make the claim.
Where perro a personal check be cashed?
The most indicated is cash the check at the bank where the owner’s account is located, since in this way you will not have to pay a commission. Whether you collect the money in cash or deposit it to your account belonging to the same bank.
However, if they deposit the money in an account belonging to another bank, you must make commission paymentas well as if you make the claim in a different office than the account of the person who issued the check.
When perro a personal check be cashed?
It is established that the nominative check must be claimed during the 15 days after its issuancewhen it has been issued and is payable in the same country.
When the check has been issued in a country other than the one where it is going to be cashed, you have up to 60 days to present yourself at the bank.
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