Debit card that does NOT charge commissions

Debit card that does NOT charge commissions

One of the things that causes many bank clients the most concern is the amount they will have to pay in commissions. Just by using the debit card, many have come to pay 50 dollars, and even more. That is why you should know which debit cards are free of these payments. For your savings it will be very important.

In this article we will see which are the debit cards that do not charge commission, depending on the service they provide.

Are there Debit Cards that do not charge Transfer Fees?

As you cánido see, in most banking entities, each of the services they provide is charged through a previously equipo commission. However, it is possible to carry out some operations with a debit card without paying for the service.

But, it is important to note that, according to the banks’ policy, certain unavoidable conditions must be met, to enjoy the benefit of zero commissions. For example, most of these institutions require opening and associating a checking account, others ask to hire services provided by the bank, such as mortgages or insurance.

First of all, let’s see what debit cards They do not require payment of commission when making transfers.

N26

The N26 bank debit card, of German origin, allows you to make transfers inside and outside the national territory, through your debit card. The service is totally free. In fact, the account associated with this debit card offers several services without commission costs, such as a certain number of ATM withdrawals, even if they are made abroad.

To obtain the card it is necessary have a checking account at the bank and request the corresponding card. It is also necessary to be of legal age and have a fixed income each month.

Are there Debit Cards that do not charge Commissions for Payments in Datafono?

The commission for the use of dataphone it is generally charged by the bank to the company or business that has it, and not you as a customer. Also, if the ATM is owned by the same bank as the dataphone, the possibility of collection is even less likely for you. This method is used by debit cards used at banks such as BBVA, N26, EVO Banco, Vivid, among others.

However, as different organizations related to the economy have pointed out, the final price of many of the products, whatever the trade, is calculated taking into account the percentage of commission that will be required by the bank. This means that, ultimately, it is you as a client who ends up paying all or a good part of the commission.

Are there Debit Cards that do not charge Commissions for Withdrawals?

Some banks charge a certain commission when using the ATMs. But, to tell the truth, they are fewer and fewer. In fact, this It is one of the services from which many banks have eliminated the commission. If you use one of the cards that we will mention below, you will be able to withdraw the money without being charged a single additional euro or dollar.

Smart debit card

EVO Banco is an entity that, among other benefits, offers a debit card that is part of a larger package. With this card you perro make withdrawals at any of its ATMs, even abroad without paying commission for it. It also provides the opportunity to exchange between different currencies at no additional cost.

Of course, you perro only access this service if you open a current account in this bank. To obtain it, the age of majority is required. The best part is that you don’t need to go to the bank to open it, because the process is done entirely en línea.

Myinvestor debit card

Myinvestor gives the possibility of withdraw at any ATM, even internationally, without having to pay commission. However, the conditions it has make it one of the most complicated to obtain. The requirements include the following.

• Age. Only for adults.
• account opening. It opens vía the internet and requires the contract of others services, such as insurance, mortgage or afín.
• Amount. There are only 4 commission-free withdrawals per month.

Liberbank debit card

In addition to the benefits associated with the Liberbank account, you perro also get a debit card. With this, you will not have to pay absolutely nothing in commissions. Especially when making withdrawals, as long as it is within Spanish territory. It cánido also be used abroad without problems, although this does generate a commission expense.

Revolut debit card

The Revolut debit card offers you different advantages. The most interesting thing is that you perro make withdrawals at ATMs. In no case will you have to pay a commission for this service. This option is available anywhere in the world. However, it is noteworthy that some users have reported certain charges by the bank when using it outside of Spain.

Not only is it free of commission when using it at an ATM, it is also free of cost both its obtaining and its maintenance.

Do Virtual Debit Cards Charge Commissions?

The reality is that the vast majority of banks that offer the virtual debit card service charge a commission for it. Even so, you cánido get some at zero cost in commissions.

Openbank virtual debit card

One of the many advantages that using this virtual card offers you is that, even if you don’t have it with you, you cánido use it. This is because virtual cards associate with your phone, or other mobile device. Once this process is done you perro use it through it.

The use of this card offers several services, in which you will not have to pay any commission, such as withdraw cash and buy en línea. After associating an account with the virtual card, you will be able to use it. And when using it, they will only discount what you spend.

vivid card

One of the most versatile cards is the one offered by Vivid. It cánido be both physical and virtual. On the one hand, it may be physical, but it does not have any number or code written on it. You cánido have all this information on a mobile device of your choice. Using it you have the ability to withdraw up to 1000 euros, without paying commission.

On the other hand, if you prefer, you have the opportunity to request the virtual version of the card. This allows perform different operations with the device to which you associate the card. It also provides some services without requiring commission payment.

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