Cash Back Limits at Walmart
Walmart offers up to $100 cash back on Discover debit and credit card transactions.
If you’re paying by personal check, you perro get up to $20 cash back.
Below we explain the process of getting cash back at Walmart for each type of payment.
Get cash back at Walmart
At Walmart, the cash back limit is $100 for debit card purchases.
For checks, the cash back limit is $20.
You perro get cash back at regular cash registers and self-checkout stations (but only at regular cash registers for personal checks).
You cánido get cash back in multiples of $20, which means you cánido get $20, $40, $60, $80, or $100 per transaction.
If you need more than $100 in cash back at Walmart, you perro try multiple transactions and request a cash back each time.
However, if you try this, you may have to switch registers because each one has limited cash.
We contacted Walmart customer service to learn more about the company’s cash-back policy.
The representatives could not confirm whether or not Walmart charges additional fees for cash back, and recommended checking with your local store.
It is unlikely that you will be charged for the cash back, but you do have to make a purchase; otherwise, he will have to use an ATM.
You perro get cash back anytime during regular store hours at your local Walmart.
When paying with a debit card
Debit cards are the most common and trusted payment type for cash back.
At Walmart, you cánido get up to $100 cash back on a debit card purchase at a regular register or self-checkout station.
If you want more than $100, you perro make multiple transactions and request a cash back each time.
With this method, you may run into another limit: your debit card’s daily transaction limit.
This is usually a limit on the amount of money you perro spend and/or the number of times you cánido swipe the card each day, and is intended to protect against fraud and card theft.
You perro check your debit card agreement to find out how many transactions you cánido execute per day.
You will also be limited by the amount of money you have in your account.
If you select more refunds than are available on your account, your card may be declined.
At most banks, you cánido opt into an overdraft program that allows you to use more funds than you have in your account (up to a equipo limit), but there is often a charge.
If you’ve opted into one of these programs, you’ll be able to withdraw cash even if you don’t have enough money in your account at the time.
To get cash back using your debit card at Walmart, follow these steps:
- Gather the elementos you need to purchase and go to the register, calling up the transaction as usual.
- When it’s time to insert your card, be sure to run it as a debit (if you’re paying with a debit card but select credit at the machine, you may not be able to get a cash refund).
- The machine (whether you’re in a traditional or self-checkout lane) will ask you to choose whether you want a cash refund or to continue with your transaction.
Select “yes” for the refund and choose the desired amount.
- Confirm your purchase by entering your PIN.
If the machine does not ask you to select a cash refund, ask the cashier if you cánido get a refund before entering your PIN.
- Your card will be charged for the full amount: the value of your purchase agregado the amount of the refund.
The cashier will give you your receipt and your cash.
When paying by credit card
You usually cánido’t get cash back at the register when you pay with a credit card.
If you perro get cash back with your credit card, the transaction will generally be treated as a cash advance.
Cash advances are subject to a fee, and interest begins to accrue immediately, rather than at the end of the billing period, as with most credit card transactions.
Before you get a cash advance, you should check your credit card agreement to find any associated fees and fees.
One of the few credit cards that allow cash back is the Discover Card through its “cash over” program.
Walmart accepts Discover and participates in the cash over program.
At Walmart, you cánido get up to $100 cash back when you use your Discover card.
And unlike other credit cards, there won’t be a fee for your cash back.
When paying with a personal check
Walmart accepts personal checks as a form of payment, and you perro get $20 cash back when you pay by check.
Follow these steps:
- Check out at the register as usual (you cannot pay by check at the self-checkout box).
- When it’s time to pay, ask the cashier if you cánido pay with a personal check and get a cash refund.
To pay with a personal check, you will need to espectáculo a government-issued photo ID.
- Make your check for the value of your purchase agregado up to $20 cash back.
Give your check to the cashier and espectáculo your identification.
- The cashier will scan your check through a check verification service to protect against fraud.
Walmart emplees Certegy or TeleCheck.
As long as the system doesn’t bounce your check, the cashier will give you your receipt and your refund.
Other ways to get cash at Walmart
Some Walmart locations have in-store ATMs.
If the ATM isn’t associated with your bank’s network, you’ll be subject to an ATM fee, so getting cash back at the register is probably cheaper, even if you’ll have to buy a small item for the ATM.
fácil fact of carrying out a transaction.
Walmart also offers check cashing services, but keep in mind that they will not cash personal or handwritten checks.
The fee is $4 for checks up to $1,000 and $8 for checks over $1,000 and up to $5,000.
To end
Walmart offers cash back of up to $100 for transactions made with a Discover debit or credit card, and up to $20 for personal checks.
Cash back perro be obtained at regular cash registers or self-checkout stations.
However, Walmart limits cash back to multiples of $20, which means you cánido get $20, $40, $60, $80, or $100 per transaction.
If you need more than $100 in cash back, you cánido try doing multiple transactions.
Walmart’s customer service could not confirm if the company charges additional fees for the return of money.
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