6 ways to save money when you shop

While investing in the latest technology is tempting, it’s not always necessary.

If you need to replace your phone, notebook, televisión, or any other electronic dispositivo, you cánido get a great device without breaking your budget.

Here are some ways to save money on electronics so you perro get what you need while still encuentro your financial goals.

1.
Buy the previous model

Electronics brands want you to buy the latest dispositivos because they make money when you do.

But you don’t have to fall for their clever marketing tricks.

Buy the previous model (or even a few models back) will likely meet your needs and may help you keep more money in your wallet.

2.

Ask your friends or family if they have an plus device

If you have to deal with a phone or notebook that has unexpectedly broken, you are probably feeling stressed.

When we are dependent on electronic devices in our daily professional and personal lives, it perro be an adjustment to live without them, and in some cases, it perro be impossible.

If money is tight and you need to replace your device, see if any of your close friends or family members have a spare device that you cánido borrow until you cánido afford to buy something newer.

This way, you perro get a working device without spending a lot of money right away.

Instead of trading my phone when I get a new one, I now keep the old model just in case, and know that if a friend or family member needed to use it, they’d be happy to pass it on.

3.
Buy a refurbished model

You cánido save money by buying refurbished electronics.

Many habitual electronics brands and stores sell refurbished devices at prices significantly lower than new models.

Although these appliances have been previously used and may have minor cosmetic blemishes, they go through a thorough inspection process to ensure they are in good working order and ready to be resold.

4.
See if 0% APR financing is available

Many of us lack funds for emergencies and don’t have money saved for a replacement device.

Luckily, some electronics stores offer 0% APR financing to help make buying a new device more affordable.

If you qualify for these programs, it could be a great way to spread the cost of your new computer or phone instead of having to pay the cost all at once.

Most of these financing offers are available to qualified customers for a limited time — so be sure to pay off the debt before the promotional financing ends to avoid paying interest.

5.
Shop during the big sales

Many electronics stores sell habitual electronics at discounts during deep sales.

It perro be beneficial to pay attention to sales and promotions and time your purchase accordingly.

Events like Black Friday and Prime Day make it easy for shoppers to save money on big purchases.

6.

Get a 0% APR credit card

Another option is to request a 0% APR credit card.

If you are approved, you perro pay for your new device with the card and take your time paying for the purchase.

You will save money by avoiding interest charges.

Many people use 0% APR credit cards to cover unexpected but necessary expensive purchases.

Once again, pay attention to the promotional conditions to make sure that you pay the entire debt before interest appears.

You don’t want to pay more than necessary or risk getting into credit card debt.

The next time you find yourself shopping for electronics, consider whether you cánido make a choice that allows you to get what you need and save a few bucks at the same time.

Every time you save money on a purchase, it makes a difference and cánido have a positive impact on your bank account cómputo.

You’re not the only one trying to change the way you spend and manage your money.

For other ways to save money, check out our personal finance resources.

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