202 consejos that will help you save
202 consejos that will help you save
Some people do whatever it takes, including crazy (and perhaps embarrassing) ideas, to achieve their financial goals.
Read on for these 101 Extreme Money Saving Techniques if you’re looking for some unique and offbeat ways real people have saved money.
1. Use del sol-powered lamps.
Today there are many lighting fixtures that perro be powered by sunlight. By using them, you will be able to save a lot of money, since your electricity bills will be reduced. All you have to do is buy these elementos at your local store, or even through the web. Some of these elementos are even very easy to install and are available in DIY kits.
2. Walk to the grocery store.
Gas prices these days keep going up, so it’s a good iniciativa to come up with ways to disminuye vehicle usage. One of them would be to walk to the supermarket, especially if it is a few blocks from your house. Make it fun by walking with your partner so that in addition to saving money, you cánido both lose some weight.
3. Open the windows instead of turning on the seguidor.
When it’s hot, you may want to turn on your seguidor or even your air conditioning system to improve the temperature in your home. To save money, instead of using them, you cánido always open the windows. In this way, in addition to saving money, you perro enjoy fresh air. To make it cooler you cánido always put some ice in front of the seguidor if you want.
4. Turn off your computer when you are not using it.
Today there are many people who turn on their computer at the beginning of the day, and only turn it off before going to sleep at night. If you are one of them, you should turn it off before you leave the house. In this way, you ensure that you consume less energy. Apart from that, it cánido also prolong the life of your computer.
5. Clean your own car.
The cost of washing your car at a car wash on a weekly basis perro easily add up over the months. Therefore, if you are going to wash your own car, then you would be able to save a lot of money. Other than that, it cánido also provide you with the exercise you need, in order to keep you as fit as you cánido be.
6. Turn off the television.
Becoming a couch potato is one of the things that cánido genere your electricity bills to skyrocket. Therefore, you should turn it off when you are not looking at it. Other than that, you should also minimize the times you try to watch televisión, when you are actually doing something else.
7. Turn off the lights in your house when you leave.
You may feel safer leaving your house with the lights on. However, it may be one of the factors affecting your energy bills. Therefore, you must turn off the lights when you leave. If you want, you cánido leave a single light on, so you feel safe when you go out.
8. Travel by ómnibus instead of using the car.
If you are going to a place that is not possible to reach simply by walking, then you should go by ómnibus, instead of using the car. Traveling by colectivo or train cánido only cost a few dollars, compared to filling your car with a lot of gas. Prepare in advance and take note of the colectivo schedule so as not to be late.
9. Be healthy.
The cost of medicines today continues to rise, especially when it comes to antibiotics. In order not to have to reach into your pocket to buy them, you have to maintain your health. To do this, you need to get enough regular exercise. Also, you should take a multivitamin supplement along with a healthy diet.
10. Do not open the faucet to the maximum.
When you take a bath, it is not necessary to turn the water on to the maximum level, especially if you are not in a hurry. Turning it on at higher levels perro send your water bills skyrocketing. So if you control it, you cánido save some money by conserving water more efficiently.
11. Try to enjoy leftovers.
When you’re eating out at restoranes, cooking delicious meals for a family gathering, or preparing for a birthday party, you perro be sure you’ll have plenty of leftovers in your fridge afterwards. Heating them for your meals instead of throwing them away cánido save you a lot of money.
12. Cook your own meals.
Cooking your own meals perro help you save a lot of money. This is because buying the ingredients for a certain recipe is definitely more affordable than eating at restoranes or fast food chains. You just have to make sure that you cook healthy meals, so that you also make sure that you are getting the nutrients that you need.
13. Buy basic things at wholesale prices.
There are many basic things that a person needs, and buying them at retail prices cánido skyrocket the cost. Therefore, it is best that you buy them in bulk as that would give you an opportunity to purchase them at wholesale prices. By doing this, you would be able to save a lot of money, apart from the fact that you perro have a good supply of your necessities.
14. Shop en línea.
En línea shopping cánido give you the opportunity to save some amounts of money. If you do your research, you’ll find that most elementos found en línea are more affordable than those sold in local stores. The reason is that en línea stores have less overhead. So shopping modern should help you save some money.
15. Buy used elementos.
Buying used elementos compared to new ones is definitely more affordable. Therefore, if you want to save money, you should start looking for used products. To find them, you perro always go en línea, visit garaje sales, or check out some local auctions.
16. Buy an alternative.
When you do your research, you’ll find that many of the products you need have substitutes available. Therefore, you should consider buying substitutes for the elementos you need, which are more affordable, but may still do the same for you. For example, instead of buying a high-end brand name item, you perro check out its equally competitive alternative, which may offer the same features at a lower price.
17. Look for coupons.
Today there are many coupons that you cánido access through the Internet. These coupons perro give you discounts at certain fast food chains, restoranes, as well as local stores. All you have to do is register with the websites that offer them and follow the fácil instructions they provide.
18. Take advantage of sales, especially after the holidays.
Taking advantage of sales, especially those offered after the holidays, cánido help you save a lot of money. For example, in most cases, decorations become very affordable after the holiday season. So if you want to save money, you cánido always buy them for the following year.
19. Credit card promotions.
Credit card promotions are offered from time to time, which may provide you with a way to save some money through gift cards, gift vouchers or discounts at certain stores and restoranes. Some may even offer a cash back option, for a certain amount of credits used, or when you purchase at certain stores.
20. Fix things yourself.
Before you get rid of an item, you should see if you perro repair it yourself. In this way, you perro save money by not having to buy a new one. To repair something, you cánido
Always ask your friends for advice about it. Apart from that, you perro also check out some troubleshooting consejos over the internet.
21. Avoid spending through credit cards.
Spending through credit cards is one of the best ways to accumulate debt. Therefore, if you want to save more money, you should buy cash only. Save credit cards for emergency situations only. Each item you purchase with your credit card cánido add more to your existing debt and your monthly charge; therefore, it is time to leave them at home when you go shopping.
22. Gambling at night.
If you and your friends are very fond of going out at night, especially on weekends, you should invite them to a game night at your house. This will help you save a lot of money. all you have to to do is take out your favorite board game, buy some snacks and drinks, and enjoy a good time at home, without spending a lot of money in bars or cafeterias.
23. Watch movies at home.
If your family wants to spend some time with you watching a movie on the town, you should consider watching one in your own home. Renting a vídeo from a store near your home should do the trick. Wash it down with popcorn and soda, and your family will have a great time with you, while you don’t worry about the total cost.
24. Exchanges are good.
Exchanging things you no longer use for a new item is one of the ways to save money when buying something new. The exchange cánido be done through the Internet, with your friends or with certain stores. You perro exchange your shoes, books, music, movies, games, dispositivos, etcétera., for elementos that you want to have so you don’t have to spend a penny to get them.
25. Buy magazines at a newsstand.
If you like certain types of magazines, you should avoid buying them at the newsstand. This is because they tend to be overpriced when purchased in these types of stores. To save money, you cánido always subscribe directly to the magazine. In addition, you perro check their web pages, since they perro even offer electronic magazines, which you perro comfortably download to your computer for free or at a very affordable price.
26. The lottery.
If you like to play the lottery, you should seriously think about your chances of winning it. The chances of hitting the lottery jackpot are very slim, and every time you play, you’re spending more money. So if you just want to be entertained you should consider playing at a casino as the cost is almost the same, the odds would be better and it cánido provide you with more entertainment.
27. Travel.
When traveling, one of the best things you perro do to save huge amounts of money is to book well in advance. This is true, especially if you book en línea. Many airlines nowadays offer discounts for early bookings. Also, keep in mind that booking a vacation package is also more affordable than booking the hotel, flights and cars separately.
28. Your travel times.
To save some money, you need to be maleable about your travel times. For example, when booking flights, if you’re not in a hurry, red-eye flights are good for saving money, even if you don’t want your kids to travel late. In addition to these types of flights, traveling to certain vacation spots in the off-season cánido also be a good iniciativa to save costs.
29. Go from one building to another.
If you are in the center of the city, where you plan to move from one building to another to look for certain types of elementos, then you should park your car in a garaje or aparcamiento area, which is centrally located. This way, it would allow you to leave it there, instead of driving it around town and using more gas. With this, you would be saving more money, and you would even get some exercise.
30. Car rental insurance.
If a car rental company offers you additional rental insurance, you should stop for a moment and think about your own car insurance. Most coche insurance companies today offer policies where your coche insurance coverage also applies to your rental car. Therefore, if this is the case, you should decline the offer. However, it is best to call your insurance provider to make sure.
31. Riding a bike.
When you are going to a place that is a bit far to walk, then you should make use of the bicycle. Cycling cánido save you from using more fossil fuel, which perro harm the planet, as well as cost you money. Therefore, you should always go by bicycle, to consume less fuel and save more money.
32. Talk to a travel agent.
If trying to book fights and more affordable accommodations en línea gets you nowhere, you should know that many travel websites have travel agents working for them. They are usually reachable through their 800 numbers 24 hours a day. Therefore, calling them should provide you with the assistance you need to find the package you really want.
33. Have an affordable vacation.
During the holidays, people often go to far away places to spend them. However, if your finances are pretty tight or you just want to save money, then you should consider taking a vacation in the city you live in. By doing so, you will be able to rediscover your place. Also, since you are not going to leave the place, you will not have to spend a lot of money on your flights.
34. Use the ATM.
It’s always best to use your bank’s ATM, whether it’s to process a withdrawal, transfer funds, or even check your cómputo. This is because when you do these things at another bank’s ATM, you would be charged by that bank as well as your own bank for certain fees.
35. The annual fee of the card.
Today there are credit cards that offer free annual fees, while others do not. Credit card companies that charge annual fees may have added features to their cards. However, in most cases, these features are not very applicable to many people. Therefore, it is better to choose cards that do not charge you annual fees, so that you cánido save more money annually.
36. Rate Reductions.
If you carry a cómputo on your card and have for quite some time, try negotiating a rate reduction. Your credit card company will most likely agree to this. This is because they do not want to risk more defaults as it is bad for their business.
They prefer to ask you for less money than suffer the consequences of more defaults.
37. Grouping of insurance policies.
Today, there are some insurance providers that cánido offer not only coche insurance policies, but also homeowners and other types of insurance. If you want to save money, you should ask your provider for possible discounts if you bundle your policies. Doing so not only saves money, but also makes it more convenient since you don’t have to deal with paying multiple providers.
38. Take advantage of franchises.
If you want to lower your monthly insurance premiums, you should re-check the potential deductibles on your insurance coverage. The deductibles are the amount of money that you have to assume in case of an accident. Your premium will decrease when you have it, since some of the risk will be transferred to you by the company.
39. Pay insurance premiums.
When you pay your insurance premiums, you should do so well in advance. This is because insurance companies may offer you more discounts when you pay before the due date. Therefore, it is better that you ask your insurance provider about this, so that you cánido take advantage of it.
40. Have a savings account in friendlier banks.
Today, there are certain banks that perro charge you so much commission that you won’t even have a oportunidad to earn any interest. One of the commissions that are quite common in some banks is the so-called maintenance commission. Therefore, if you read your bank’s brochure and come across this term, then you should consider changing banks as soon as possible.
41. Take care of your credit card debt.
One of the things that perro add the most to your monthly expenses is your credit card debt. This is because the higher your debt, the more you will have to pay in interest. In other words, you cánido end up paying the interest every month, without even touching the primordial amount you owe. Eliminate your credit card debt by applying for a low-cost loan, so you perro breathe easier.
42. Disminuye phone bills at home.
Landlines or home phone services often cost more than their VOIP counterparts. Therefore, you should consider switching to a VOIP phone service and just keep your mobile phones. Other than that, you should also check with your local phone service provider, if they cánido provide you with the most basic service to keep costs down.
43. Go to the supermarket after eating and not before.
When you go to a store to buy food, it is always better to do it after having a snack or lunch. This is because the purchase of Groceries when you’re hungry cánido genere you to buy food you don’t really need. In most cases, when you get home from grocery shopping and lunch, you realize later that you’ve gone over your budget by buying too much food.
44. Buy clothes.
When shopping for clothes, you may have a tendency to buy the ones that are heavily advertised by celebrities. Designer brand clothing is very expensive. Although they are good in terms of quality and design, nowadays you cánido find many equally good but more affordable products. Therefore, avoid these types of clothing, in order to save some money.
45. Take advantage of en línea auction sites.
When you take a look at your house, you realize that you have many used things that you no longer use. If these elementos are still in good condition, you should sell them.
on en línea auction sites. Earning more money is also a good way to save more. Other than that, while you are earning en línea, you perro really get rid of clutter and have more space in your home.
46. Do it yourself.
You should become a DIY person if you want to save more money. By becoming a DIY person, you no longer have to hire a carpenter to fix something in your own home. Agregado, you won’t have to hire someone to clean up your yard either, especially if you get more gardening savvy. Becoming a DIY person will open up many opportunities for you to not only save more money, but also earn more.
47. Travel insurance.
Before purchasing travel insurance, you need to escoge if you are going on a trip. Thus, if you have already taken out annual insurance, you should not renew it, unless you are going to travel soon. If you are not sure, renew it only when you are going to book another trip for your family.
48. Get more quotes.
When it’s time to renew your coche insurance, you shouldn’t hesitate to shop around for the most affordable rates. A good way to do this is to get free quotes from different insurance providers. However, before you escoge to change insurers, be sure to consider what coverage they may offer you, to be on the safe side.
49. You cánido always say no.
If your kids like to tell you what they want at the grocery store or toy store, you should practice saying no. Also, you should also learn to say no to your friends if they want you to go out with them for drinks. Saying that is not only liberating, but it perro also help you save money.
50. Keep up appearances.
If you have a tendency to buy something you’ve seen your friend or neighbor buy recently, then you should cut that expensive habit. This is because you perro end up buying a lot of things you don’t need. Agregado, you don’t even know how your neighbor got it, and he may have even used his credit card to buy it.
51. Changing your car.
Owning a new used vehicle is not such a bad iniciativa, especially if you want to save some money. You should also consider it, if the car you currently have accumulates your expenses by using more gas, and offers little space for your family. Today there are many car supermarkets that cánido offer you a quality used vehicle at a much lower price than a new one. Check them out so you cánido save more money.
52. Purchase of elementos on sale.
If you happen to be in a store because you have free time, and you come across elementos that are on sale, you may be tempted to purchase them immediately. However, before you make a drastic move, try to think about whether or not you really need the item. Even if the item is only half its original price, you shouldn’t buy it if you don’t need it.
53. His gym membership.
For a healthier body, you might visit the gym regularly. However, if your busy schedule prevents you from visiting at least three times a week, then you should cancel. With your hectic schedule, you should be training in your own home from now on. In addition to saving more time, you cánido also save some money as you won’t have to deal with partner dues.
54. Cut down on your drinking habit.
Aside from the fact that drinking cánido have negative health effects, it actually increases the monthly cost of living. If you’re used to drinking a bottle or two of your favorite beer every night, you should cut it down to a couple of beers only on the weekends. In this way, you will do a favor to your body and your pocket.
55. Quit smoking.
Smoking is one of the main causes of certain types of diseases throughout the world. Also, cigarettes are getting more and more expensive. Therefore, you must find a way to quit. When you quit smoking, you perro lower your risks of certain diseases, smell good, and save some money along the way.
56. Use the Internet.
If you need a new recipe, a new guitar playing guide, or a new self-development manual, you no longer have to go to the bookstore and spend a lot of money on it. What you cánido do is access websites to get the information you need. In addition to providing you with informative articles on the subject you are interested in, you cánido also find many free y también-books on the web.
57. Extended Warranties.
Extended warranties are often available for the most habitual electronic devices. They are usually offered so that you have a guarantee that extends for more than a year. However, before taking advantage of it, you should stop to think if you really need it. In most cases, a six to twelve month warranty is already sufficient. You just have to make sure you choose a good quality electronic device, so you don’t have to worry about extended warranties.
58. Eat less meat.
If we compare meat products with vegetables, they are more expensive, apart from the fact that they are usually associated with fat. Therefore, it is better to eat more vegetables instead. However, since you need meat as a protein source, you should go for skinless chicken as they are more affordable.
59. Eat at a slower pace.
When it comes to eating, you perro save more money and lose weight by eating more slowly. This is because when you eat slowly, you tend to eat less, as it takes time for your stomach to send a message to your brain that it is full. Therefore, by eating more slowly, you will not only enjoy a healthier you, but you will also be able to save more, since you consume less food.
60. Bring your own lunch.
If you don’t have time to go home to eat, you should cook your own food and take it with you. In this way, you will not have to spend a lot of money to eat in restoranes or fast food chains. In addition to saving a lot of money, you perro also make sure that you stay in good health, since you will be the one preparing it.
61. Avoid the vending machine.
When you want a snack and visit the vending machine for it, chances are you’re paying a lot more for the food you eat than if you bought it at the supermarket. So the next time you’re shopping for genera at the grocery store, be sure to include your snack elementos. This way, you cánido take them with you every time you go to work.
62. Make a shopping list.
When you go grocery shopping, chances are you’ll end up going over your budget if you don’t bring a list. Therefore, it is a good iniciativa to make a list of all the things you really need. Other than that, be sure to take note of the prices of the elementos in the grocery store, so that you already have an iniciativa of how much you are going to spend when you buy your groceries.
63. Purchase of medicines.
In the purchase of medicines, the aspecto that cánido affect their prices are the brands. Therefore, if you want to save money, you should go for generic brands. These generic drugs are actually just as effective as their high-end counterparts. You only have to look at the name of the medicine prescribed by the doctor and not the brand, in order to save money.
64. Visiting the cafeteria.
If you like coffee and often go to coffee shops for it, you should learn how to make your own coffee soon. There are many coffee making products on the market today that allow you to prepare delicious cups of coffee in a matter of minutes. Buy one soon and you perro enjoy your favorite cup of coffee, without having to leave your house and spend more money.
65. Go with water.
When you’re thirsty, whether you’re at the movies or the mall, you should ditch soft drinks, beer, or juices and opt for water. This is because water is more affordable than other drinks, and in some places, it cánido even be offered for free. In addition to saving more money by drinking water, it perro also help you stay in shape since it is not loaded with calories.
66. Collect reusable bags.
If you have a lot of reusable bags in your house, you perro take them with you when you buy your groceries. There are certain grocery stores these days, which may offer you discounts, tokens or coupons, if you are going to be your own bag for your purchased goods. In this way, you will not only save money, but you perro also save the world by using fewer plastic bags.
67. Driving at night.
When you drive at night, you cánido save some money by opening your car windows. In this way, you will not have to turn on the air conditioning and you will save gas. By using less gas on a regular basis, you cánido save more money.
68. Make sure your tires are properly inflated.
Making sure your tires are properly inflated perro extend their life and save you money in the process. In addition, it cánido also ensure that your car driving is easy. Also, when your tires are properly inflated, you perro be sure that your car’s fuel efficiency is at its highest levels.
69. Get your car serviced regularly.
Routine maintenance of your car offers you many benefits. In addition to making sure your car is in top condition, it could also prevent damage, which perro cost you a lot of money. Just make sure you find a mechanic you trust, so they don’t always tell you to change something, just to make a quick buck.
70. Free aparcamiento.
When you go around the city, you will notice that in many places you have to pay to park, especially those that are close to certain emblematic places. However, if you are patient enough, you should
Being able to find a place that offers free aparcamiento. You may have to walk a few blocks to your destination for this, but it would be worth it, especially if you practice it regularly.
71. Opt for more basic insurance coverage.
To save some money on insurance premiums, you cánido always tell your insurance provider to remove collision and comprehensive coverage. It’s a smart move, especially if your car is quite old. However, you should be aware that removing such elementos from your declarations page would orinan that you would be responsible for the cost of repairs to your own vehicle, whenever you are involved in an accident in which you are the party at fault.
72. Choose the services you really need.
Every year you should assess what services you really need and what services you don’t need. You must ask yourself if you really need to have cable televisión, landline phone, magazine subscriptions, etcétera. Try to check what services you really need to have a decent way of life and stick with only them. Leave the others that you do not need, in order to save money.
73. Play en línea games.
If you have an internet connection at home, it is much better to play games en línea, instead of buying more vídeo games for your game console. There are plenty of en línea gaming sites today that perro offer the kind of entertainment you want for free. With that, you won’t have to pay for vídeo games that are quite expensive, which cánido help you save more money.
74. Don’t use the dryer.
When doing laundry, you may have gotten used to using your washing machine’s tumble dryer to dry your clothes. However, if you want to save money, you should dry your clothes on the clothesline. This simply means getting a clothesline or rack that you perro dry your clothes on. In this way, you will extend the useful life of your washing machine, in addition to minimizing energy consumption.
75. Turn off your electric stove first.
Every time you use your electric cooker to cook a meal, you should make a habit of turning it off earlier than usual. This is because your cooktop often stays hot even when it’s turned off. So if you turn it off a few minutes early, it perro still provide heat for your recipe.
76. Focus on your collection.
Many people like to have a collection of certain things, which they consider a hábito. Some like to collect caps while others like to collect bags. If you are one of them, you should think about whether the things you are collecting cánido really provide what you need. Yeah
No, then you should try to kick your expensive habit. Instead, you should try to sell your collection, so you cánido add more money to your savings account.
77. Customer reward programs.
Today there are grocery stores and even bookstores that offer rewards programs to customers. If the store you usually buy elementos from offers it, then you should sign up with it. Although it takes some time to accumulate some points, it perro provide you with something, which cánido help you stretch your budget. Other than that, some of these rewards programs cánido also give you coupons and discounts on certain elementos.
78. Check your credit card points.
Today, many credit card companies offer rewards based on the points you’ve accumulated each time you use your card. If you have collected enough points, you should check out the available elementos that you perro redeem them for. Aside from elementos, some businesses may also agree to waive some fees associated with your account in exchange for points.
79. Personalize your gifts.
Whenever gifts are given on birthdays, Christmas and so on, it is best to personalize them to increase their value. In addition to making the gift more meaningful, personalizing gifts cánido also offer you a way to save money. So, use your imagination to save money and make your friends happy.
80. Let time pass.
Whenever you find yourself wanting to buy something new, like a new dispositivo, a new pair of pants, or a new pair of shoes, you should allow a couple of weeks before making up your mind. In most cases, you may lose the desire to buy the item you want, especially if you don’t really need it.
81. Spend less money but have more fun.
If you’re the kind of parent who wants your kids to have fun, you don’t need to spend a lot of money on it. Instead of taking them to the attractions or shopping malls, you perro make the ordinary things in your house interesting and fun enough for your children. You perro throw papers, do origami, play hide-and-seek, etcétera., so everyone perro have fun without spending money.
82. Eat healthier foods.
Avoiding highly processed foods is something that offers more than just health benefits. It cánido also help you save some money, as they often cost more than when you prepare your own meals. Preparing your own meals perro help you save money as you cánido easily load up on vegetables, which are more affordable than meat.
83. Don’t leave the fridge door open.
Leaving the fridge door open for a long time perro cost you a lot of money as it consumes a lot of energy. This is because every time you open the fridge, it cánido lose a certain amount of its cool temperature, and you will have to try to reach it again. Therefore, communicate it to all the members of your family, so that you cánido minimize energy consumption.
84. The air filter in your car.
Cleaning your car’s air filter will save you a lot of money. This is because a clean air filter cánido improve your vehicle’s fuel efficiency. With this, you cánido be sure that your gasoline consumption will remain at reasonable levels. Just refer to your car manual to do so, so you cánido clean the air filter soon.
85. Do your own thing.
Making your own stuff cánido help you save more money. When you cook your own cake or bread, you will soon realize that it is actually much more affordable to buy the ingredients for it and make it than to buy it at the bakery. Therefore, learn to make your own things soon, so you cánido save more money in the process.
86. Find relief from stress.
If you need to relieve stress, you don’t have to spend a lot of money on it. As long as you know some meditation or yoga techniques, you won’t have to go to spas or massage parlors to relax. Apart from that, you perro even sit or lie down and listen to relaxing music to get you through a stressful work day.
87. Do a routine check of your devices.
You should regularly check your appliances to save more money. When you constantly check your appliances, you will be able to see if there is dust in certain parts of it, such as the vents, the backs and so on. By keeping your appliances clean, you perro improve their efficiency and extend their useful life.
88. Membership of clubs.
If you have a country club or gym membership that you are not using, you should cancel it. By doing so, you will be able to save a few amounts of cash each month. No need to worry about canceling as you perro always renew your membership whenever you want.
89. Wash your hands well.
Cleaning your hands well after going to the comfort room, or touching different types of things such as money, books, among others, is one of the best ways to prevent diseases from affecting you. Staying away from viruses and bacteria perro help save money since you won’t have to deal with medical bills and drug costs.
90. A gift does not have to be an item.
Offering your friend a service that they really need cánido be a very meaningful gift, instead of giving them the usual gift item. For example, you perro offer to wash and wax your friend’s car instead of buying him a gift item. Also, you perro offer to babysit your friend so he cánido go out with his partner.
91. En línea accounts.
If you saved your credit card information to your en línea accounts so you perro easily buy the elementos you want, then you should delete it soon. This is because this perro give you a very easy way to overspend or go over your budget. Once you remove them, every time you need to buy something, you’ll have to look up your credit card information, which cánido be time consuming.
92. Buy a car the smart way.
Whenever you want to buy a new car, a couple of factors to consider are the fuel efficiency and the reliability of the car. By focusing on these factors, you cánido save a lot of money in the long run. Therefore, you should do your research about the cars you are considering buying soon, so that you perro have the one that perro help you save the most money.
93. How to avoid impulse purchases.
Impulse purchases, especially if you use a credit card, cánido ocasione you to accumulate debt. So that this does not happen, every time you feel like buying something, you should spend a minute or two thinking about whether you really need it or not. If not, you simply have to put the urge aside and save your hard-earned money.
94. Take care of your debts.
If you want to save more money, you must take care of your debts very soon. One of the best ways to do this is to come up with something that will remind you regularly. You perro equipo a reminder through your phone, or create a visual reminder, to help you be more consistent in reaching your debt goals.
95. Eat a full breakfast.
When you eat a full breakfast, not only will you have the energy you need to get through the day easily, but you cánido also save some money. This is because you perro control your unnecessary cravings during lunch and dinner. In addition, a full breakfast is usually more affordable than large meals during lunch and dinner, so you won’t have to face a great expense for it.
96. What to do when you want to buy clothes.
Whenever you feel like buying new clothes, you should check your armario first. If you find that you have a lot of clothes that you haven’t worn in the last few months, then
you should take them ahead. By doing this, you will feel like you already have newer sets of clothes; thus, it perro prevent you from buying unnecessary clothes.
97. Get the support of your family.
If you want to save more money, you should tell your family. When you do, you cánido earn their support. If your whole family supports you, you cánido all work together to minimize expenses. Everyone perro help minimize energy and water consumption. Also, they will be able to understand better if you don’t eat out as often as you usually do.
98. When the computer doesn’t work.
If your computer is not running as fast as usual, or is not working normally, you should not contact your computer manufacturer about it immediately. This is because they could send someone to repair it and charge you a lot of money. Instead, you should try to fix the problem yourself. Research about it through the Internet, for example, by accessing web pages or en línea forums, so that you cánido save money and learn new things.
99. Take up gardening.
Gardening cánido be fun, agregado it perro help you save more money. If you have a garden, you won’t have to spend plus money on cabbages, tomatoes, oranges and other fruits and vegetables, since you perro grow them yourself. In this way, in addition to saving money, you make sure to consume organic food.
100. Check your mobile phone bill well.
To save more money, one of the best ways to do it is to check the phone bill for the services you have subscribed to. Try to carefully evaluate these services, so that you cánido properly escoge if you really need them or not. To get rid of some, all you have to do is contact your service provider and let them know.
101. Make your own wine.
If you love drinking wine that much, you may have already spent a lot of money buying bottles of your favorite beverages. There are affordable wine making kits on the market today, which often come with everything, including the ingredients. By using these kits, you no longer have to buy expensive wines as you perro make them yourself.
102. Shop at the right time of year
Time your purchases of household elementos to get the cheapest prices. Think furniture in January/February, barbecues in the fall, and holiday decorating after Christmas. Check Gigonway’s shopping calendar to find the best times to shop (and keep an eye out for our monthly «What to Buy» feature, which runs on or around the first of every month).
103. Renegotiate your rent or refinance your mortgage
Try to negotiate a lower rent the next time your lease is up for renewal. For homeowners, look into refinancing your mortgage if you cánido save a couple of percentage points on your interest rate.
104. Get a paper delivery on Sundays
Sunday newspapers are full of coupons. The amount of savings gained from using these food and retail coupons will far exceed the cost of the paper.
105. Pick up change
Keep a jar to collect loose change. Don’t forget to check the old junk drawers and the sofa for coins, too. Every few months you cánido dump change into your supermarket’s Coinstar machine to use on groceries. You’ll pay no fees if you convert your coins into a variety of gift cards, including Amazon gift cards, where you perro take advantage of Prime and Subscribe & Save.
106. Switch to cloth napkins
You perro get good enough for every day and still much nicer than paper, cotton table napkins on Amazon and elsewhere, in a variety of colors and patterns, for a couple of dollars each, and sometimes less. Since they are cotton rather than linen, simply wash and fold – no ironing required!
107. Buy housewares from the Dollar Store
Know your local dollar stores. Buying necessities like tape, wrapping paper, soap, and other elementos will save you a ton of money compared to going to the grocery store or drug store.
108. Relax for less
Instead of paying for relaxation, find other cheaper ways to relax. Try meditation, reading, napping, or an affordable hábito instead of old habits that cost more, like shopping en línea or mixing expensive cocktails.
109. Grow some herbs
Herbs cánido easily be grown indoors on a small windowsill or outdoors in pots or gardens. They’ll help you save on buying expensive condiment jars from the grocery store, taste fresher, and cánido be easily dried and stored.
110. View coupons as money
When you realize that a $10 coupon for something you need is the same as someone giving you $10 cash toward your purchase, you’ll start to see the value of coupons and savings in a whole new way.
111. Pay your bills en línea
Not only will this save you stamps and checks, but the many correo electrónico reminders and easy en línea payment will help you never miss an invoice and have to pay a late fee.
112. Use weekly circulars from the supermarket
Don’t just throw away that weekly circular from the grocery store. Give them a good look and plan to strategically shop the many deals they have, or depósito up on deeply discounted elementos when bargains crop up.
113. Invite to brunch instead of dinner
Lunches are often cheaper to prepare than dinners for guests (think French toast vs. pricey steaks). You’ll also save on alcohol, since people are less likely to drink as much.
114. Make a family budget
It’s time to sit down and budget to trim the fat, see where your hidden expenses are, and examine where your dollars are going. You perro learn how to build a budget in no time, or adjust one you currently have.
115. Create your own cheap wall art
Affordable wall décor is within reach when you transform some of your favorite photos into a cool black and white collage, frame beautiful scraps of fabric, use your child’s artwork, or paint your own scenes.
116. Take free classes
Free or discounted continuing education classes in many subjects and hobbies perro be found in certain communities with just a little searching. Instead of paying for a private tutor or a fancy school, consider looking into community options.
117. Organize and use your pantry
Keeping a well-organized food pantry means you’re less likely to buy things you don’t need or let elementos go past their expiration dates. Just like a good episode of Food Network’s «Chopped,» you also need to make sure you use all the elementos in your pantry.
118. Always check coupons and discounts en línea
Before you buy anything en línea, check out sites like RetailMeNot and Froogle to check for promo codes, free shipping, and where to find your item for the cheapest price.
119. Make your own curtains
If you’ve ever seen how much curtains perro cost these days, you’ll understand why making your own is such a huge savings. You don’t even need to know how to sew if you follow some easy no-sew draping tutorials.
120. Use free designers and consejos
Take advantage of the in-house design teams of many retailers. Furniture stores often offer free design consultants, paint stores always have some knowledgeable advice, and even certain clothing retailers have free stylists to help you shop.
121. Drink discounted wines
Shop at your local wine store for great promotions and sales. Most decent stores have a section for your favorite budget picks or advertise weekly promotions from new wineries.
122. Use energy efficient lighting
Now that outdated incandescent bulbs are being phased out, finding affordable CFL and LED bulb options is becoming easier. The total lifetime savings from these energy efficient bulbs will greatly exceed your initial investment and save on overall energy costs.
123. Be your own barista
We all know how much coffee shops cánido cost, so make your own at home and take a cup to go with you in the morning. Invest in little handheld frothers, syrups, or just use cinnamon or other common flavorings to fancy things up.
124. Join store loyalty programs
Supermarkets, pharmacies, and retailers offer loyalty cards these days. The points and savings really add up. You perro save almost 25% or more off purchases just by being a part of the program.
125. Find cheaper gas
Before heading out to the pump, check gas price sites like Gasbuddy to locate the cheapest gas in town and plan accordingly.
126. Create your own cleaners
There are so many ways to make your own cleaning products out of things like vinegar, baking soda, lemon juice, and other common household elementos, all of which are cheaper than name-brand cleaners.
127. Divide landscape plants and use transplants
When planning your outdoor landscape, look for friends or family members who have plus plants that you perro transplant into your garden. Or divide your own larger plants and spread them around the garden.
128. Rethink your cable
Cut back on premium channels or try the many cheaper, alternative en línea viewing options like Netflix and Hulu+, which you cánido access vía your notebook or connected devices like Google plus Chromecast and Apple televisión, among others.
129. Buy seasonal or frozen vegetables
Skip the pricey out-of-season fruits and vegetables or exotic fresh crops at your grocery store and instead shop for local, in-season options. Frozen is also cheaper and just as packed with nutrients.
130. Buy Generic
There are great savings with certain generic brands at every supermarket. Generic options are often just as good, if not better, than some of their more expensive brand name counterparts. In fact, many store brands or «private brands» are made by the same companies that make name brands.
131. Cash Back Reward Cards
If you must use credit, make sure you get cash back rewards on your card. Credit card companies are super competitive, so if your card won’t give you benefits, there’s definitely one that will (just be sure to check the APR).
132. Paquete your lunch
Sure it may seem easier to eat lunch while you’re out, but brown bagging perro save you a lot of money each week. It’s also especially helpful for those who simply cánido’t get out of the office or need more willpower to stick with a healthy lunch.
133. Cancel certain memberships
Got a credit card with an annual fee, a rarely used gym membership, or a club you pay for but don’t get into? It’s time to remove it and get rid of the plus cost that isn’t worth the reward.
134. Stop buying bottled water
Install a sink filter or get a Brita filter or other afín unit. You will save many dollars over the lifetime of use and it is better for the environment than bottled.
135. Reuse instead of buying new
Transform old elementos to create instant new décor. Ideas include retrieving old chairs, updating cabinet hardware, refinishing furniture, and using old bottles as shelf décor.
136. Recycle for cash
There are many programs out there, like Recycle Bank, that work with your waste hauler to give rewards for regular recycling. Such benefits include earning coupons to your favorite restoranes, grocery store gift certificates, and free magazines. You cánido also «recycle» old electronics for cash through sites like uSell and Gazelle.
137. Limit takeout
Cooking at home, instead of ordering that overly easy take-out, will really help you save. If you’re spending around $10 on average per person with your takeout, that perro easily equate to several (or more) home-cooked meals per week.
138. Use public transport
If you live in the city, you know the difference between a trip on the subway and paying a cab. Even if you live in the suburbs, public rail cánido save you a bundle on commuting.
139. Start using rechargeable batteries
If you burn batteries frequently, then it’s time to make the switch to rechargeable. You’ll end up saving in the long run by ditching the disposables.
140. Smart home printing
Always turn off the color cartridge if you don’t need it. Print only the pages you need at home and try printing at work (non-sensitive documents of course) to save money on expensive ink cartridges and paper.
141. Wash clothes in cold water
Most detergents work just as well in hot or cold water. Save energy costs and switch to cold when you cánido.
142. Change/clean your filters
This goes for everything from changing your HVAC filters to cleaning your dryer screens to cleaning your dishwasher filter. Keeping screens clean or replacing them on time will help appliances run more efficiently and economically.
143. Dry clean less
Find ways to hand wash elementos yourself, or try Dryel or other at-home dry cleaning kits to save big on professional dry cleaning.
144. Buy kitchen utensils at discount stores for the home
You don’t need a high-end retailer selling $300 Dutch ovens and skillets. Try places like Homegoods or other discount stores where you cánido find name-brand pots, pans, and other cookware for 60% off or more.
145. Use takeout coupons
If you must order, take advantage of coupons. Chain restoranes often have deals and coupons en línea, while local establishments often send out mailings or have weekly savings announcements.
146. Get rid of the clutter
Sorting cánido make you look at what you have, rediscover old elementos to put them to good use, and make sure you don’t buy duplicates.
147. Turn off the lights
You’ve heard it before, but making sure you’re diligent about turning lights off when not in use cánido really help keep energy costs down.
148. Make your own gifts
There are so many elementos that you perro make cheap and give away. Things as fácil as custom photo frames to more complex knitting, sewing or painting projects perro save a bundle. (See also: Gifts you perro get for free)
149. Cook cheap recipes
Get a collection of delicious inexpensive recipes to cook, that use inexpensive ingredients and help your wallet.
150. Reuse containers
Don’t pay for organization and storage when you cánido repurpose many common kitchen containers in drawers, cabinets, and around the house.
151. Use del sol lights
Use inexpensive del sol lights for your landscape or front walk instead of getting expensive professionally wired options.
152. Install window coverings
Window treatments not only maintain privacy, but also help keep energy costs at bay. Blinds, shutters, and thermal shades are great options to get the job done.
53. Get a better data/cellular plan
Check your mobile and data consumption and make sure your plan meets your needs. Make sure you’re not going over your limits, or if you tend to have minimal usage, adjust your plan and save.
154. Start a vegetable garden
Your own vegetable garden is a great way to bring some cheap, organic food into the house, not to mention it cánido be a fun hábito.
155. Do your own nails
Skip your regular salon visits by doing your own nails to save a small fortune. Or, limit your visits to once a month and do your own touch-ups between visits.
156. Buy certain things in bulk
Check unit pricing at warehouse clubs and supermarkets for the best unit deals when buying in bulk. Avoid buying fresh and dairy elementos in bulk unless you intend to use them immediately.
157. Lower the temperature or lower the air conditioning
It’s no mystery that keeping your thermostat in check will help save money. It is estimated that 1% perro be saved for each degree adjusted up or down.
158. Home entertainment
Skipping restoranes and dining at home is a great way to save on your entertainment spending. Take advantage of the opportunity for al fresco dining and barbecuing in the warmer weather and cozy indoor dining in the winter.
159. A cheaper curb appeal
Gather large rocks to make your own free edging, shop discount stores for cheap front door ceramic options, and arrange your own planters instead of paying for expensive pre-made garden center arrangements.
160. Recycle wrapping paper
Don’t waste money on wrapping paper when you perro reuse perfectly good paper from a recent gift, or find other creative ways to save on wrapping paper for your present.
161. Create your own beauty products
Just like making your own cleaning products, beauty products perro also be made from many common foods and pantries. Learn some great homemade beauty product recipes using things like avocados, oats, and honey.
162. Stick to shopping lists
Always make a list and stick to it when you go out to the grocery store, mall, or shopping en línea. You’re less likely to make random purchases when something isn’t on your list.
163. Skip Storage Units
Sort your belongings and put away what is most essential to forgo the expense of renting a storage unit. Or, find better ways to move around the house to use storage or lend things to friends.
164. Compare contractor quotes
Be sure to shop around and compare quotes when you get the job done. Also ask about any hidden fees or potential overages that may arise.
165. Connect electronics to power strips
Standby power consumption is estimated to cost US households $100 per year. Disminuye standby power charges by keeping all electronics plugged into one power strip, so you perro easily turn it off when not in use to ensure the power is truly off.
166. Buy designer elementos resellers
There are plenty of consignment clothing resellers such as Tradesy, Poshmark, and Threadflip where you perro find a large inventory of gently used designer clothing for a fraction of the cost of buying new.
167. Lower your credit card rates
Call your credit card companies and ask for a lower rate. Often card issuers will be willing to work with you, especially if you mention other lower fee competitors.
168. Run full loads of washing or dishes
You cánido save significant amounts of water and energy by running full loads of laundry in your washing machine or dishes in your dishwasher.
169. Pay the mortgage advance payment for January
You cánido disminuye your taxes with a mortgage payment in early January. Paying your January mortgage bill in December allows you to count the interest toward this year’s tax deduction.
170. Plan family gatherings
Skip the cost of a babysitter and plan to have guests with all the kids involved. Or, find some family popular outings to get them out of the house and entertain them.
171. Keep your freezer stocked
A full freezer works more efficiently and requires less energy to keep things frozen. You perro also place water bottles or plastic bags filled with water in empty spots for the same effect.
172. Print coupons en línea
Take a few minutes to print some valuable coupons and learn about freebies and deals at all kinds of stores in your area. Great sites include The Kdrazy Coupon Lady and she She Saved.
173. Use ceiling fanes
Using your ceiling seguidor perro help save a good amount on heating and cooling costs. There are many ways that ceiling fanes they save energy, including reversing them in winter to keep warm air in the room.
174. Adjust your water heater
Turning your water heater down to a 120 degree setting cánido help save energy costs. It is estimated that you perro save up to $30 annually for each 10 degree reduction.
175. Learn to repair your clothes
You don’t need to be a professional tailor, but learning how to make common repairs like small holes, buttons, and hems perro save you a bundle.
176. Let discount stores be your friends
Discount shopping has come a long way, and many big brands are getting in on it. Hit places like TJ Maxx and Marshalls for some fantastic deals.
177. Skip photo books en línea
En línea photo books cost a small fortune, not to mention take a long time to make. Make it a habit to get the old-fashioned prints at a fraction of the cost and buy cheap albums to put in yourself.
178. Weatherstripping for doors and windows
Cheap weather stripping on doors and windows perro save you energy costs. Or, try making a fácil door draft stopper, or purchase a decorative one for a few dollars.
179. Save on children’s entertainment
Don’t pay a lot to entertain the kids, when there are plenty of cheap activities that they’ll love too. Renting DVDs, baking together, playing outside, playing board games, and doing arts and crafts all cost less than expensive game centers, movie theaters, and restoranes.
180. Perennials
Invest in perennials that keep blooming year after year instead of burning money on annuals that get you through a single season.
181. Adjust your HVAC regularly
In addition to changing filters, an annual tune-up of your heating and cooling system cánido improve efficiency and help your equipment last longer.
182. Donate gently used things
Do not be lazy and throw it away when someone who needs it cánido actually use your item. Also, you perro get a tax deduction from reputable organizations.
183. Eating leftovers
Don’t let leftovers sit in the fridge just to be thrown away. Learn how to fix leftovers to stretch your dollar and make your weekly cookout even easier.
184. Be smart with organic
Prioritize your organic food purchases and limit your most expensive organic purchases to the “Dirty Dozen” elementos, which are the most prone to contamination and worth buying organic.
185. Keep a good armario
Invest in clothes that you will actually wear often, and keep them organized. This will help you feel less like you have nothing to wear when you discover new combos or an old item you forgot you had.
186. Warehouse Club hidden benefits
In addition to some of the familiar savings available at warehouse clubs, don’t forget to use some of their other perks, like deeply discounted gas, tires, car rental and travel discounts, and other less obvious perks.
187. Group your communications
Check out the many triple play deals for your home internet, phone and cable services. You cánido often save a fair amount by bundling such elementos together, and many vendors will reward their customer loyalty with a good plus bundle offer.
188. Make your own painting
If you have some walls to paint, skip the professional work and DIY to save. You cánido also have a painting party if there are a lot of rooms to paint. There are many tutorials on how to paint correctly, or go to a local paint store for advice.
189. Monitor waste
We all need a gift here and there, but keeping a close eye on how many splurge purchases you make is critical to saving money. Equipo yourself an allowance or have a reward goal in mind, instead of going on unplanned splurges.
190. Use free aplicaciones
Limit expensive aplicaciones and use only the essentials. Make sure your kids’ games are free too, as they cánido really add up.
191. Strategic stores in the sales and liquidation sections
Head to the sales and clearance section first, even before you start your regular shopping, to see if you perro get what you’re looking for at a discount. Don’t forget to do the same when you shop en línea.
192. Do certain repairs yourself
Learn how to do basic maintenance around the house, so you don’t always have to call a plumber or handyman to get the job done. However, be sure to leave any potentially dangerous or important elementos to an experienced professional.
193. Cut down on kids’ designer clothes
While it’s tempting to buy all those super cute designer baby clothes, keep in mind that babies and toddlers outgrow their clothes in a matter of months. And, young children tend to get holes, stains, and wear clothes easily. Skip the expensive brands and go for cheaper, but still cute options.
194. Depósito up on cheap gifts
Birthdays, holidays, housewarmings, new babies, and the list goes on. Don’t buy last-minute convenience gifts. When you find a great buy, depósito up on a few so you’re future-proofed and save.
195. Use air-purifying houseplants
Buy an affordable air purifying houseplant and avoid the need for an expensive air purifier.
196. Skip Designer Decor
You cánido often find great deals on Etsy or at local craft espectáculos for one-of-a-kind pieces of art and one-of-a-kind decor. Such purchases will save you a lot of time compared to expensive designer elementos and boutique stores.
197. Cheap flowers
Use your own fresh cut flowers from the garden, or buy nice bouquets from grocery store flower stands instead of buying stems from expensive florists.
198. Rent a dress
For the ladies attending large fancy events, consider renting your dress instead of buying an expensive option that you might only wear once or twice. Check out sites like Rent the Runaway to find some great options.
199. Contribute monthly to your savings account
Make it a point to add a dedicated amount to your savings at the end of each month. Even if it’s just a few dollars, the savings cánido add up and will keep you from spending them frivolously.
200. Make your own flavored drinks
Save money on expensive bottled drinks and use a pitcher of regular water or basic seltzer and flavor with slices of lemons, oranges, cucumbers or berries.
201. Don’t keep up with the Joneses
Don’t spend just because you want to be the one with the coolest dispositivo or because you’re trying to outdo the neighborhood. Make sure your spending isn’t just for looks, but for things that really matter.
Phew! Have I missed something? Share your best consejos for saving money at home in the comments below.
202. Close the armario doors
Help keep your energy costs lower by closing the cabinet doors so you’re not unnecessarily heating and cooling the cabinet space.
We hope you liked our article 202 consejos that will help you save
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